Chapka Assurances promo code – 5% to 10% discount for your Australian Working Holiday Visa (2025)
- Yann Tassy
- 5 days ago
- 5 min read
🔎 Introduction
Planning your Australian adventure with a Working Holiday Visa (WHV)? Health insurance is a must, and Chapka Assurances is one of the market leaders for young travelers. Better yet, you can get 5 to 10% off with our exclusive promo codes! 💸
In this comprehensive guide, we explain everything you need to know about Chapka contracts, the discounts available, how to activate them, and why this insurance is one of the most recommended by the WHV community.
🧭 Quick Access – Chapka Promo Codes 2025
Chapka Contract | Type of stay | Reduction |
CAP Working Holiday | PVT / WHV (up to 24 months) | -5% |
CAP Student | Studies / internship / language stay | -5% |
CAP Assistance 24/24 | Trip of less than 90 days | -5% |
CAP Aventure | World tour / trip of more than 3 months | -5 to 10% |
✈️ How to activate your Chapka Promo Code?
Click on the "ACTIVATE MY PROMO CODE" button below (or in the sections of each contract).
On the Chapka website, click on QUOTE / SUBSCRIBE.
Fill in your information to get your personalized price.
You will see a banner with a 5% discount applied.
If you don't see the discount, please email us at: ceyaexplore@gmail.com ✉️
🛡️ CAP Working Holiday – For your PVT Australia 🇦🇺
🚀 Why choose Cap Working Holiday?
Medical care and hospitalization: 100% covered from the first $
24/7 repatriation assistance 🏥
Free medical teleconsultation
Baggage insurance ($3,500)
Early return (hospitalization/death of a loved one)
Civil liability up to $7M
Rescue costs ($8,900)
Emergency pregnancy and dental care
💰 Prices after discount (examples)
Duration | Public Rate | Reduced Rate |
3 months | 215 $ | 204 $ |
6 months | 423 $ | 402 $ |
12 months | 776 $ | 737 $ |
🎁 Bonus: For any subscription of at least 11 months, you will receive a $34,99 voucher for an excursion with "We Are Travellers"!
🎓 CAP Student – For students and interns abroad
Repatriation and civil liability
Luggage cover included
Compatible with most school requirements
No deductible
💡 Suitable for studies, internships or language stays outside the EU
⏱️ CAP Assistance 24/24 – For short stays (less than 90 days)
Medical expenses and repatriation ✅
Trip cancellation (subject to conditions)
Lost or stolen luggage and papers
From only $40,90!
🌍 CAP Aventure – For long-term or round-the-world trips
Unlimited medical and hospitalization coverage
24/7 repatriation, no excess
Civil liability: $8,000,000
Baggage guarantee & death benefit
5% off solo – 10% off as a couple or family 👨👩👧
💬 Traveler reviews
Pauline, 25 years old – WHV Australia: “I chose Chapka and I’m delighted! The teleconsultation really reassured me.”
Maxime, 28 years old – PVT Canada: “I added an extreme sports option, super clear and effective.”
Sarah, 22 years old – Backpacker: “The promo code allowed me to save $23, great when you’re on a budget.”
🎯 Why choose Chapka?
✅ Full coverage from the first euro
✅ Competitive rates and exclusive discounts
✅ 100% online subscription facility
✅ Responsive customer service in French 🇫🇷
✅ 97% satisfied customers, rated 4.5/5 on Trustpilot
You can also check out our full comparison of PVT insurance if you want to explore all the options. 🧐
❓ FAQ – Frequently Asked Questions
💸 How to get a Chapka Assurances promo code?
Simply click on the links in this article. The 5% discount is automatically applied on the Chapka website, starting at the quote stage. No need to enter a code manually.
🎯 Which Chapka contract should you choose for a PVT in Australia?
The CAP Working Holiday contract is the most suitable for travelers on a WHV. It covers medical care, hospitalization, repatriation, civil liability, baggage and more.
🇦🇺 Does the Chapka promo code work for countries other than Australia?
Yes! The CAP Working Holiday is valid for all countries participating in the PVT program: New Zealand, Canada, Japan, Korea, etc. Other contracts such as CAP Student or CAP Aventure are also available depending on your type of stay.
🕒 Does the Chapka promo code have an expiration date?
Promotions are generally available year-round, but some bonuses (like the €30 excursion) are subject to specific periods. Check our updates regularly.
🧑🤝🧑 Can we combine Chapka discounts as a couple or family?
Yes! With CAP Aventure, you can benefit from a 10% discount if you travel as a couple or family (3 people or more). A great saving on a long trip!
✈️ When should you take out Chapka insurance?
It is advisable to subscribe after obtaining your WHV visa, but before purchasing your plane ticket, in order to be covered from the day of departure. Be aware of waiting periods for certain guarantees.
📞 What if the Chapka discount does not apply?
If the 5% off banner is not displayed on the Chapka website, please contact us by email at ceyaexplore@gmail.com. We will send you a link or a manual code.
🤷♀️ Which package should I choose for my trip?
– Cap Student if you are going on a study trip or internship abroad.
– Cap Assistance for a stay of less than 90 days.
– Cap Au Pair to work as an au pair with a family abroad.
– Cap Aventure for a world tour or a stay of more than 90 days.
📋 How to get reimbursed for your medical expenses?
For medical expenses under $890, send a copy of your invoice and the questionnaire completed by the doctor. Then report your claim online: reimbursement request or via the app. For claims over $890, you must send the original documents by mail, to the attention of the "medical advisor" at: Aon France / Chapka Assurances 31-35 rue de la Fédération – 75015 PARIS
For any claim, contact them within 5 days of the date of occurrence. In the event of hospitalization, contact their assistance service as soon as possible to validate your coverage. Chapka's medical advisors must speak with your doctor(s) to determine whether you should be treated on site or in your country of residence.
🙄 I'm lost in the terms related to insurance, what should I do?
Consult our dedicated glossary.
🏙 Is Chapka insurance part of a group?
Chapka Assurances was acquired by the AON group in 2019. Aon is the global leader in risk management, retirement and health services and consulting.
💸 Do you offer other discounts with other insurers?
Yes! We offer other promotions ranging from 5% to 10% off. You can find them all here: Insurance Promo Codes.
🏝 Can I take out insurance if I am already abroad?
Yes, however, a 12-day waiting period will apply.
⚡ Are there any exclusions or limitations to be aware of regarding health insurance abroad?
Yes. Common exclusions include pre-existing medical conditions, injuries related to hazardous activities, cosmetic procedures, and non-emergency medical expenses. Check this before you sign up.
🚴 Does insurance cover high-risk sports activities?
Yes, but under certain conditions. Cap Working Holiday includes coverage for many common sports (hiking, surfing, diving to a certain depth, etc.). Certain extreme sports or high-risk activities (skydiving, technical diving, motor sports, etc.) may be excluded or require a specific option. See the general conditions for the complete list.
🔚 Ready to go well insured?
Thanks to this guide, you now know how to activate your Chapka promo code and choose the contract best suited to your adventure in Australia (or elsewhere). 🌍
🧳 Don't forget: good insurance is the guarantee of a stress-free trip without any unpleasant surprises!
Have a good trip and good adventure with your PVT Australia 🇦🇺✨
📥 A PDF version of this guide is available upon request or for download below.
👉 Download the PVT Australia guide in PDF
Comentários